Despite the pandemic, home sales remain strong as buyers take advantage of historically low loan rates. Although the way we shop for homes has changed, now is still a great time to consider buying or selling a home. 

Get Ready To Buy

With interest rates at an all-time low, it’s a great time for homebuyers. But if COVID has taught us anything, it’s that being prepared is critical, especially when it comes to your finances. Research your credit and determine how much you can comfortably afford to spend on a home in your area. Don’t be tempted to spend outside of your comfort zone as you shop for homes – it’s better to be prepared for whatever happens in the future by choosing a home that you can easily afford. Your mortgage lender and online calculators can help you determine your price range.

Compare homes, prices, and locations. 

With many workplaces operating remotely, workers have more flexibility than ever to shop for homes wherever they please. This can give you the freedom to find a great home at a lower price (even if it is a little farther away from your office). Shop and compare homes to find ones you want to view with the help of a realtor. 

Tour Potential Homes Safely

It’s still possible to tour homes safely as long as you and your realtor take reasonable precautions. Most homes offer video home showings and online meetings for buyers and sellers. The National Association of Realtors has shared tips for in-person showings if virtual tours are not possible. These tips include: 

• Limiting the number of people touring the home
• Staying six feet apart during showings
• Washing hands or using hand sanitizer upon entering or leaving
• Removing your shoes inside or using shoe covers
• Leaving lights on and doors open to limit contact with surfaces, and
• Asking home sellers to disinfect/sanitize the home and common surfaces (doorknobs, faucet handles, countertops, etc.) after a tour

Protect Your Investment With Quality Home Insurance

Once you’ve selected a home and your offer is accepted, you’ll need great quality home insurance to protect your investment. 

LW Short Insurance works hard to find the best rates and coverage possible to secure your property and your family’s financial future.

We shop from a huge variety of carriers to create home insurance plans unique to your family’s needs, plus offer great bundles and discounts to protect your home, auto, boat, RV & more in one place. 

If you’re in the market to buy a home, speak with our experienced team and we will craft an insurance plan for you that fits your needs and budget under one roof.